Off-duty jobs: To make ends meet or buy a boat?
There's no fun in making a huge boat payment if you never have the time to actually enjoy the boat
You go to work for your normal 40-plus hours on patrol then spend your days off working shifts at the local bank or directing traffic at a church on Sunday. After all, you’ve got kids, a mortgage, car payments, and so forth.
The starting salary of a police officer is often hard to raise a family on these days. These are all legitimate reasons to make that extra money. Even working to get a little extra spending cash can be a good thing.
But at what expense are you slowly killing yourself just to earn a few extra dollars? I’ve seen cops who make a very comfortable salary and they’re still working 100 hours a week — or more! — because they’re so far in debt they can’t see straight. Is it the bad pay or bad financial decisions?
Keeping Your Priorities
You might be saying: “You don’t know my situation. You don’t know why I have to work all those hours.”
I may not know your unique circumstance, but in broad, general terms, I do understand — I really do.
I know that having a plan to reduce those hours gradually can help. I know that seeking the advice of a financial planner to reduce your burden over a period of time can help.
There’s no fun in making a huge boat payment if you never have the time to actually enjoy the boat.
We all appreciate the ability to be able to work side jobs, but when you’re never home — except to catch a few hours of sleep — are the physical effects on your body and your family relationships worth those extra dollars?
I believe that everything in our law enforcement lives should have balance, and working extra jobs is no exception. If you must work them to make ends meet — or even if you just like the extra money to spend or you’re saving it for your retirement years — don’t lose sight of having a balanced life.
Time Has Value
Agencies are responsible for making sure their officers are fit and ready for duty as well. Having a policy in place that allows officers to earn extra money but still be able to be refreshed and ready for their daily tour is essential.
You can always pick up another moonlighting job, but you can’t get back that dance recital or that one playoff game where your kids scored the winning goal.
They won’t remember that time you worked the extra job, but they will remember the time you were at the game watching them be the team hero.
And that, my brothers and sisters, is priceless.
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